$729,000
 $3,803 est/mo Sourced by Back At You

4074 4th Street,Surf City, NC 28445

Surf City, NC 28445

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Description

Welcome to 4074 4th Street, a canal-front home in Surf City offering the best of both sides of Topsail Island life. Keep your boat right outside your back door, with approximately 55 feet of canal frontage, a dock and boat lift, while the beach and Atlantic Ocean are within walking distance. This 3-bedroom, 3-bath waterfront home offers 1,762 heated square feet and convenient access to the Intracoastal Waterway, giving you the freedom to spend the morning on the ocean and the afternoon on the boat without ever leaving the island. Inside, there's plenty of room to spread out. The main living area connects with the dining area and kitchen, including an eat-in bar, while a large family room provides additional space for gathering and relaxing. A tiled sunroom takes advantage of the canal views and gives you another place to enjoy the waterfront setting throughout the day. The ground level adds valuable space for the way people actually live at the coast. A covered porch provides a shaded place to relax near the water, while the utility room and large storage areas provide room for beach gear, fishing equipment, bikes, tools and boating supplies. A ground-level bathroom is especially convenient when coming in from the boat, beach or spending the day outside. From the backyard, you're just steps from the dock and boat lift. Head out for a morning of fishing, cruise the Intracoastal Waterway, or spend the afternoon exploring the waters around Topsail Island. When the beach is calling, leave the boat at the dock and walk to the sand. The home is elevated on pilings with a metal roof and sits on a 55' x 140' canal-front lot with no HOA. There's also an opportunity to personalize the home and waterfront areas over time to fit your own vision of coastal living. Whether you're searching for a primary residence, second home or coastal getaway, 4074 4th Street offers a combination that defines Topsail Island living: the beach within walking distance, your boat in your backyard, canal-front living and no HOA.

Details

MLS #100601423
Listing TypeFor Sale
StyleHouse
Sub-TypeResale
StatusActive
Year1986
Days On Site32
Listing Provided ByCoastal Realty Associates LLC | Hugh A Cannady

Features

Bed(s)3
Bath(s) 3 Total
SQ Feet1,762
Car PortYes
Story(s)1
ZoningMHS
Acreage0.18
Water FrontBoat Lift, Bulkhead, Canal Front
Property ViewCanal

Interior

Interior FeaturesBlinds/Shades
Heating Yes / NoYes
Cooling Yes / NoYes
CoolingCentral Air
Fireplace Yes / NoNo
Rooms Total9

Exterior

RoofMetal
Foundation DetailsOther, Pilings
Lot FeaturesBoat Slip, Boat Dock, Boat Lift, Bulkhead, Navigable Water
Waterfront FeaturesBoat Lift, Bulkhead, Canal Front
ViewCanal
Construction MaterialsVinyl Siding, Wood Frame

Parking

Attached Garage Yes / NoNo
Garage Yes / NoNo
Parking FeaturesOff Street

Utilities

UtilitiesSewer Connected, Water Connected

Taxes

Tax Assessed Value652407
Tax Book Number11
Tax Legal DescriptionL30 S3 B41 OLD SETTLERS BEACH
Tax Year2026

Area Information

StateNC
CountyOnslow
CitySurf City
Zip Code28445
Community NameOld Settlers Beach
School DistrictOnslow
Elementary SchoolDixon
High SchoolDixon
Listing VS Median (in Old Settlers Beach)
Price:
$729,000
low | high
Med:
$865,000
31.344307270233% of Average
sqft:
1,762
low | high
Med:
2,336
17.423382519864% of Average
$ / sqft:
$414
low | high
Med:
$370
60.500286562565% of Average
On site:
32
low | high
Med:
18
100% of Average
Sourced by Back At You

Market Activity 28445

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Copyright 2026 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.

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Learn More About This Property

Claudia Unsicker

Claudia Unsicker

Coldwell Banker Sea Coast Advantage

280650 (910) 622-8585claudiaunsicker@seacoastrealty.com
StateNC
CountyOnslow
CitySurf City
Zip Code28445
Community NameOld Settlers Beach
School DistrictOnslow
Elementary SchoolDixon
High SchoolDixon
Listing VS Median (in Old Settlers Beach)
Price:
$729,000
low | high
Med:
$865,000
31.344307270233% of Average
sqft:
1,762
low | high
Med:
2,336
17.423382519864% of Average
$ / sqft:
$414
low | high
Med:
$370
60.500286562565% of Average
On site:
32
low | high
Med:
18
100% of Average
Sourced by Back At You
Nearby Listings (Within 1/4 mile)
Price: $546K - $911K
sqft: 1,000 - 2,000
Nearby Listings Property ImageNearby Listings Details
7060 7th Street Property Photo 1
$650,000
7060 7th Street
Surf City, NC 28445
9055 W 9th Street Property Photo 1
$815,000
9055 W 9th Street
Surf City, NC 28445
Listing Updated: September 29, 2026 at 9:31:58 AM PDT

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Claudia Unsicker

110 Dungannon Blvd., Suite 100
Wilmington, NC 28403
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Claudia Unsicker  |  (910) 622-8585  |  280650
Wilmington - 110 Dungannon Blvd., Suite 100, Wilmington, NC 28403

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Provided courtesy of the Coastal Carolinas MLS. Copyright 2026 of the Coastal Carolinas MLS. All rights reserved. Information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the Coastal Carolinas MLS.
Copyright 2026 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.
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